David Contorno isn’t your average CEO in the healthcare space. As the Founder and CEO of E Powered Benefits, he’s become one of the loudest—and most effective—voices calling for a complete overhaul of America’s broken health insurance system. David’s approach goes beyond patchwork solutions. Instead of attempting to mend a system built to benefit middlemen and corporations, he tears it down and rebuilds it with a new foundation rooted in transparency, human dignity, and measurable outcomes.
In an industry known for complexity and opacity, David provides clarity and innovation. His fight is not just against traditional insurance giants like BUCAH (Blues, United, Cigna, Aetna, Humana); it’s against a mindset that treats healthcare like a profit machine. His work at E Powered Benefits has proven that the cost of care can be drastically lowered while improving quality and access.
By creating plans that eliminate most out-of-pocket costs for employees and reduce employer expenses by up to 60%, David has flipped the old paradigm on its head. And through every step, he’s remained committed to one goal: bringing dignity, affordability, and logic back to healthcare.
A Lifelong Journey from Insurance to Innovation
David Contorno’s deep understanding of the healthcare system isn’t learned from textbooks or short-term projects—it’s lived experience. Starting at just 12 years old in the insurance business, David gained exposure to the intricate inner workings of the system early on. Over time, his awareness turned into frustration as he realized how the traditional insurance model systematically failed employers and employees alike. Rather than simply moving within the system, David chose to challenge it.
In doing so, he became one of the first in the industry to advocate for value-based insurance design—linking cost to outcome and efficiency rather than inflated fees and outdated codes. That philosophy formed the basis of E Powered Benefits, a consulting firm that builds customized, high-performance health plans that benefit both employers and employees.
His decades of experience culminated in a radical but effective model: eliminate unnecessary intermediaries, provide price transparency, and build incentives around actual health outcomes. This personal and professional evolution has made David a rare voice in healthcare reform: one that speaks with authority, acts with integrity, and delivers transformative results.
Redefining Health Benefits with E Powered Benefits
At the center of David Contorno’s mission is E Powered Benefits, a consulting powerhouse that proves better healthcare doesn’t have to mean higher costs. Rather than relying on inflated and ambiguous insurance plans, David and his team design employer-sponsored health benefits that are radically transparent, data-driven, and focused on results. Each plan is custom-built to remove unnecessary costs, enhance patient care, and hold providers accountable.
But what truly sets E Powered Benefits apart is its commitment to zero out-of-pocket expenses for many services—a stark contrast to the deductibles and co-pays that burden most Americans. The firm doesn’t just consult; it educates and equips HR teams, executives, and brokers with the tools to manage and sustain these plans. Its methodologies are validated by independent third parties and replicated successfully across various industries.
The firm also hosts educational summits and training programs to spread its mission across the nation. For David, it’s about more than business—it’s a cause. Through E Powered Benefits, he’s empowering employers to stand up to an exploitative system and deliver genuine healthcare solutions to their people, all while saving money and improving productivity. It’s not just a company—it’s a movement.
A Leader with Purpose and Passion
What distinguishes David Contorno isn’t just his bold ideas—it’s his unwavering sense of purpose. He believes deeply that healthcare should be a tool for healing, not a source of financial ruin. This belief drives everything he does, from negotiating contracts to speaking on stages to personally guiding clients through their healthcare redesign.
David’s leadership is rooted in integrity and accountability. He’s known for asking industry peers, “What health insurance do you use?”—a question that forces professionals to confront whether they trust the very products they sell. And David practices what he preaches: his own health plan reflects the transparency and value he advocates for. Recognized as one of Forbes’ Most Innovative Insurance Brokers, BenefitsPro’s Broker of the Year, and Advisor of the Year by the Validation Institute, David wears his accolades lightly. For him, the real reward is watching families gain access to affordable care and seeing employers take control of their healthcare spending.
He’s not just leading an organization—he’s leading a charge toward healthcare that is compassionate, affordable, and effective. With nearly three decades of experience and a mission rooted in justice, David is shaping healthcare’s future with both his heart and mind.
From the Lens to the Labyrinth of Healthcare
Interestingly, David Contorno once considered a very different career path: photography. His passion for capturing images with depth and detail now finds new expression in the way he reframes the conversation around health insurance. Just like a good photographer changes the way people see the world, David is changing how people see healthcare.
The same eye for detail and storytelling that once made him love cameras now allows him to see the nuances of healthcare plans and explain them in a relatable, impactful way. His journey from photography back to healthcare reflects a deeper truth: no matter the medium, David is a storyteller at heart. Today, he tells stories of transformation—companies slashing healthcare costs while improving employee satisfaction, workers accessing care without fear of financial disaster, and HR leaders finding a better way to care for their teams.
These stories aren’t just anecdotes—they’re evidence. Each one adds to the growing proof that David’s model isn’t a theory; it’s a blueprint for real, repeatable change. Whether behind a lens or a ledger, David brings the same precision and passion to his work.
Aligning Incentives with Outcomes
One of the core tenets of David Contorno’s healthcare philosophy is that incentives should drive the right outcomes. In traditional healthcare, the incentives are backwards—hospitals and insurance companies profit when people stay sick longer, not when they get better quickly. This model breeds inefficiency and inflates costs. David flipped this script.
At E Powered Benefits, every element of the plan design aligns financial rewards with actual improvements in patient health. Providers are incentivized to deliver high-quality care that leads to better outcomes. Employers are rewarded with lower costs when employees stay healthy. Employees, in turn, face fewer out-of-pocket expenses and more accessible care.
It’s a win-win-win scenario—and it works because it’s rooted in logic. By shifting the foundation of health benefits from reactive care to proactive wellness, David’s model encourages prevention, transparency, and trust. The system is no longer about volume—it’s about value. And this alignment doesn’t just reduce costs; it saves lives. David believes that when we stop rewarding inefficiency and start rewarding results, healthcare stops being a burden and starts becoming a benefit.
Advocacy through Education
Beyond consulting, David Contorno has become a powerful educator and advocate. His message isn’t reserved for boardrooms—it’s echoed in podcasts, webinars, keynote speeches, and summits. His tone is direct, his style transparent, and his goal clear: to empower individuals and organizations with the knowledge they need to demand better.
David regularly challenges his audience to think critically about how their health benefits are structured. He exposes how traditional carriers profit at the expense of patient care and shows how alternative models offer both better care and cost savings. His presentations are filled with real-world case studies and practical advice, making complex ideas accessible to everyone. Education isn’t just a strategy for David—it’s a responsibility.
He believes change begins with awareness, and his goal is to turn awareness into action. Through public speaking and open-source knowledge sharing, he’s creating a ripple effect across industries and geographies. His message is simple but urgent: Healthcare is broken, but it’s fixable. And we all have a role to play in fixing it.
Compensation Built on Trust
Perhaps one of the most radical aspects of David Contorno’s model is how he himself gets paid. In a field where brokers often earn hidden commissions that reward them for selling expensive plans, David takes a different route. His compensation is directly tied to the savings and outcomes he delivers to his clients. If the client doesn’t save money, David doesn’t profit—a structure that ensures complete alignment between advisor and client.
This transparency builds trust and sets a new standard in healthcare consulting. It sends a powerful message: David isn’t just selling a product; he’s invested in the result. This compensation model reinforces his commitment to integrity and performance. It also eliminates the conflict of interest that plagues much of the insurance industry.
By aligning his financial success with the success of his clients, David has created a business that operates with accountability at every level. It’s a bold move in a profit-first industry, but it’s exactly the kind of leadership healthcare needs. For David, integrity isn’t just a value—it’s a business strategy.
Empowering Employers and Communities
David Contorno doesn’t view his work as limited to employers or benefit plans. He sees each transformation as a community impact. When a company redesigns its health benefits, the ripple effects touch every employee, every family, and every neighborhood. By making healthcare accessible and affordable, businesses become heroes in their employees’ lives. Absenteeism drops, productivity increases, and workplace morale improves.
David’s work has helped companies become community leaders—not just in profits, but in purpose. He also empowers local consultants, HR professionals, and business owners to become advocates for change. Through E Powered Benefits’ training programs, summits, and hands-on consulting, David is building a new generation of healthcare reformers.
His goal is long-term: a future where entire communities understand that they can demand better from the healthcare system. In this future, health plans are understandable, cost-effective, and designed with people in mind. David’s vision goes beyond spreadsheets and claims data—it’s about restoring humanity to healthcare. And he’s doing it, one community at a time.
A Legacy of Bold, Meaningful Change
David Contorno is not just reforming healthcare—he’s leaving a legacy. Every company he transforms, every employee who accesses care without fear, and every consultant he mentors adds to a growing movement. In a system riddled with complexity and inequality, David offers a path to simplicity, fairness, and results. He’s created a blueprint for others to follow—one where profit doesn’t come at the expense of people.
His work represents the kind of change that lasts because it’s built on truth, empathy, and strategy. As America faces increasing healthcare challenges—from rising premiums to growing distrust—leaders like David are more important than ever. His story isn’t finished, but his impact is already undeniable. With passion as his engine and purpose as his compass, David Contorno is showing the world that when business meets ethics, real change is possible. And in doing so, he’s helping to shape a healthcare system that finally works—for everyone.
